FEATURES: Equitas offers tailor-made Home Loan options that fit you best. Repayment period also depends upon your credit score. The group started operations in 2007 as an NBFC providing microfinance loans and gradually started providing housing finance, vehicle finance and MSE finance. Interest on FD for 888 Days Annualized yield up to 8.24%* p.a. People who undergo financial crunches can get a lot of facilities, provided by the personal loan schemes of Equitas Small Finance Bank. Loan Size & Tenure From 10 Lacs upto 300 Lacs for a tenure from 3 years upto 15 years. IOB Passion - This loan is designed to help purchase products related to your passion. 67,505 Followers Follow. In the Equitas Era of Fun Banking, get your High five's when you visit our Branch. You will need to pay interest for longer time period. It majorly depends on the credit score of the borrower. These include various issues like travel to an abroad trip, house shifting, children's education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. Number of years in the present job/ business/ profession: upto 3 years, Duly filled up and signed personal loan application form, Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card, Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals), Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals), Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement, Bank Statement or Bank Pass Book of having entries of last 6 months, Standing instruction registration at your bank, Automated Payment through ECS (Electronic Clearing service), Through Mobile Banking App, if provided by the bank. Goldman Sachs will soon stop making new personal loans under its Marcus brand as it continues scaling back its once-grand ambitions in consumer finance, executives said. Use recommended Standard Safe Web browsers like Internet Explorer 7.0 and above. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education . It is also incorrect that your loan would be rejected if you do not have regular income. Postal Address of Equitas Small Finance Bank Limited Sattur Main Road Virudhunagar branch. Also, check the The Nilambur Co Operative Urban Bank Ltd Nilambur branch address & contact details in Equitas Small Finance Bank Limited, Sant Sopankaka Sahakari Bank Ltd All Rights Reserved. In some cases, your home loan application may be rejected despite having good credit score, if other factors are not up to the mark. You cannot Get Personal Loan with Poor Credit Score. As mentioned before, Equitas Bank does not offer personal loans. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). This personal loan available for self-employed people and can be used for social financial requirements such as marriages, medical treatments, or children's education. Upi Payments. Disclaimer : The views expressed in the forum are the views of the user writing the post, and not that of moneycontrol.com. Curious to check other banks offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Loan amount options for Microfinance loan consumers: Along with this, Equitas Bank may also consider the age, credit score, monthly income, minimum work experience or business continuity of its personal loan applicants (MSME loans, microfinance loans) for evaluating their personal loan eligibility. Contact Number: 1800 1031222 / 1800 1032977 EQUITAS SMALL FINANCE BANK LTD - Announcement under Regulation 30 (LODR)-Scheme of Arrangement - Rediff MoneyWiz, the personal finance service from Rediff.com equips the user with tools and information in the form of graphs, charts, expert advice, and more to stay up-to-date and make informed decisions. Further, past performance is not necessarily indicative of future results. Go with our one-stopPersonal LoanPage & swipe out your doubts within no time. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM). Equitas Small Finance Bank home loan interest rates start from up to 15% p.a., for loan amounts of up to Rs 3 crore (up to 90% of the property value) and repayment tenures of up to 20 years. Credit score is important for lender to assess the risk of default. It has 859 branches and. Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts. You need to consider all these components in addition to lowest interest rate. Features : - Login using mPIN or Face ID. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. Contact Number of Equitas Small Finance Bank Limited Nehruji Road branch. CodeForBanks.com is not related to the government or government bodies or any regulator in any way. [PDF] Solapur Janata Sahakari Bank Personal Loan | Purpose, Benefits and Features, Eligibility, Myths and How To Apply? Equitas Small Finance Bank Limited is one of the largest small finance banks in India. These Financial Statements should not be copied, reproduced, re-circulated, re-distributed, published or advertised in any media, website or otherwise, in any form or manner, in part or as a whole, without the express consent in writing from the Bank. The small finance bank also offers the facility of home loan balance transfer. The Reserve Bank of India is moving closer towards ring fencing the banking system from credit losses as it proposes to move to provisioning on the principles of 'expected losses' from 'incurred losses.'. Pay only the interest in the first 5 or 10 years. You agree, by accessing this forum, that moneycontrol.c A person having credit score less than 750 may face an issue of his/ her personal loan rejection. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. Required fields are marked *. (adsbygoogle = window.adsbygoogle || []).push({}); Engineering interview questions,Mcqs,Objective Questions,Class Lecture Notes,Seminor topics,Lab Viva Pdf PPT Doc Book free download. which the lender consider during loan approval process apart from good credit score. December 3, 2019. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. Our efforts are to offer accurate and responsible data. This includes metal and wooden furniture, electronic goods, and electrical products. Benefits, Features, Eligibility, Mode, Documents Required and Myths, [PDF] Telangana Grameena Bank Personal Loan @ 12.50% to 13.50% | Benefits, Features, Eligibility Criteria, How To Apply? Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. Interest Rates & Charges. Salaried / Self - Employed with regular income. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. It starts from 12 EMIs. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. Holiday/Moratorium period up to 36 months. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Rate is published at https://rbi.org.in/home.aspx. Go with our one-stopPersonal LoanPage & swipe out your doubts within no time. Never note down user ID, password on piece of paper, documents or phones for easy retrieval. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. Signed application form with photograph 2. Do not write down passwords, PIN on any paper which may be seen easily by anyone. Any unauthorized use of the Financial Statements contained herein is prohibited. This content will explore some crucial matters regarding this loan policy like Equitas Small Finance Bank personal loan eligibility, Equitas Small Finance Bank loan application process, and the contact number of Equitas Small Finance Bank personal loan. Refer Schedule of Charges on website for detailed T & C. Equitas Small Finance Bank will now offer an interest rate of 7.00% on savings account balances of above 5 lac and up to 5 crs whereas the bank will now offer an interest rate of 5.50% on. Your email address will not be published. Any one of the below can be a method to repay the money. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Interest Only Graph & Details. Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan. Chat with our expert mimicry artists on Customer support . The three IOB loan options are: IOB Personal Loan - This option is available to all customers and is meant to be used for the purchase of consumer durables. Personal Loan Features and Benefits Axis Bank Personal Loan Features [PDF] Kallappanna Awade Ichalkaranji Janata Sahakari Bank Personal Loan | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? It is not true that pre-payment of Personal Loan always attracts penalty. Deputy Vice President at Equitas Small Finance Bank Pune, Maharashtra, India. Other components like processing fee, eligible amount, tenure of loan repayment, service issues, other terms of loan, define the best lender. Pre-payment of Personal Loan always attracts Penalty. Longer Personal Loan Repayment Tenure is Better. Also read: What are the personal loan interest rates offered by top banks/NBFCs? Contact Number: 1800 1031222 / 1800 1032977. Instant Trading & Demat Account Opening, Manage your savings account with an Indian resident relative as Mandate account holder, Attractive interest upto 8.00% p.a for 888 days*. Of interest of all loan accounts, eligibility, interest rates offered by top banks/NBFCs Main Road branch... Of future results Login using mPIN or Face ID addition to lowest interest rate any unauthorized of. To 8.24 % * p.a FD for 888 Days Annualized yield up to 8.24 % * p.a before... 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